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Umbrella
Insurance

  • Worldwide coverage takes over when your auto and homeowners coverage end

  • Protects you from minor accidents that turn into major legal lawsuits even when it’s not your fault

  • Personal umbrella can pay for expenses of legal defense

 

In today’s legal environment, multi-million-dollar claims are now common.  Protecting yourself is easy through Umbrella Insurance.  It covers Liability issues that exceed limits of your standard auto and homeowner’s.

Home
Insurance

Homeowner’s coverage doesn’t have to be difficult to understand.  A basic Homeowners Insurance Policy will cover the following:

  • Dwelling/Structure                                            

  • Replacement costs                                                              

  • Personal possessions (up to a set limit)                                                    

  • Loss of Use in case of a disaster                                         

  • Liability                                                                                                                        

  • You can also add supplemental coverage such as:

  • Valuable Articles/Floater policies   (i.e. jewelry insurance)

  • Flood policies

  • Umbrella policies (additional liability)

  • Renter’s Insurance

  • Earthquake

INSURANCE SERVICES

HOURS & LOCATION
Location

3699 Wilshire Blvd #635
Los Angeles, CA 90010

brokers@iseinsurancegroup.com

 

Tel: (213) 388-1001

Fax: (213) 368-0043

Hours

Monday - Friday 

8:00 am to 4:30 pm

Personal Auto
Insurance

Auto insurance is mandatory in most states. A typical policy may include Liability, Medical Payments, Uninsured and Underinsured Motorist Coverage, Collision and Comprehensive Coverage

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  • Auto insurance – get the right insurance coverage for your car, truck, van or other vehicle

  • Classic car insurance – Your classic car is an icon.  Insure it well

  • Motorcycle insurance – ride safe and Insure your motorcycle                             

  • RV and Mobile Home Insurance - Home insurance for your home-on-the-road.

  • ATV and Motorsport insurance – Insurance policies that cover all your toys                                 

  • Boat and Watercraft Insurance - insurance coverage for the captain of the ship

 

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Commercial
Property

When establishing a business, property insurance and general liability can include comprehensive coverage for:

  • Your business building (structure)

  • Furniture

  • Equipment

  • Lost inventory

  • Damage to property of others

  • And more….

 

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Business
Insurance

insurance that covers unexpected loss at affordable levels. 

  • Workers Comp – protect your workers on the job in event of injury or illness.  Policies can provide coverage for:

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  • Loss of wages

  • Rehabilitation medical expenses

  • Death benefits

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  • General Liability – can cover injuries or damages incurred as a result of using goods or services sold on premises.  Usually includes coverage for:

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  • Bodily Injury

  • Property Damage

  • Negligence

 

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Annuities

There are many saving vehicles, but annuities offer tax deferred earnings and come in two types, depending how you want to invest.

  • Fixed annuities guarantee an interest rate for a specified period of time

  • Immediate Annuity pays a lifetime income starting now for lifetime or a period of time

 

Disability

If you ask people what their most valuable financial asset is, they usually point to their house or another investment into which they have paid heavily for years.  The truth is, earning power is the primary asset for most of us, and the key to creating their assets in the future.   Disability or “lifestyle” insurance ensures that if you become disabled for a long stretch, you won’t be hit with a sharp drop in income as well.

  • Pays for disability as a result of accident or sickness on/off job

  • Replaces about 60% of lost income

  • Premium waiver pays insurance premium while on claim

 

Long Term Care

Every day, people faced with care-giving decisions are shocked to learn that Medicare won’t pay for custodial care in a nursing home or at home.  Long Term Care insurance is a product that many more people should be paying attention to, for their aging parents and for themselves.

  • Covers a daily benefit for at home or nursing home / assisted living

  • Can provide daily dollar amount for specified number of years

  • Offers inflation protection rider

 

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Life Insurance

is a crucial step in planning for your future and the future of your loved ones.  It’s not for you, it’s for the people you will leave behind

  • Term Insurance provides protection for a specified period of time. Term life can be convertible to Whole Life coverage, you pay a fixed premium yearly and earn interest on your cash value

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  • Universal Life Insurance is a form of Permanent life insurance characterized by its flexible premiums

 

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Employee Benefits

We can help you design a comprehensive benefit package.  It’s a great way to attract and retain employees.

  • Health Insurance

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  • Group

  • Individual

  • Medicare Supplement

  • Travel

  • Short Term International

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  • Retirements Plans

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  • IRA’s

  • Defined Benefit

  • Safe Harbor

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  • Disability

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  • Individual

  • Group

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  • Dental

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  • Individual

  • Group

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  • Voluntary Benefits

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  • Critical Illness

  • Cancer

 

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Medicare Supplement

Before the Pandemic, medical insurance was a necessary benefit.  Whether you are 65+ in need of a Medicare Supplement and Prescription Part D OR under age 65 looking for PPO or HMO coverage, we can help you navigate through the myriad of choices

© 1985 - 2020 ISE Insurance Group     

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